Short Term Medical Insurance

Available from Tokio Marine HCC - Specialty Group

HCC Life Short Term Medical (STM) is temporary health insurance for individuals younger than 65 looking for coverage for themselves or their families during life’s many transitions. With an HCC Life STM® policy, you choose how the coverage fits your needs or the needs of your family. You select the deductible, coinsurance, and length of coverage so you know that you have prepared if an unexpected medical circumstance arises.

Short Term Medical Insurance Fits Any Stage of Life:
•Individuals between jobs
•New employees waiting on benefits
•Retired individuals (under 65) waiting on Medicare
•Recent U.S. immigrants
•Recent college graduates
•Young adults no longer covered under parents plan
•U.S. citizens returning from living abroad
•Coverage for children

Advantages of HCC Life Short Term Medical
•Fast Enrollment Process
•No Application Fee
•No Out-of-Network Penalties
•Low Copay at Urgent Care Centers
•10-Day Money Back Guarentee

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